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. Col. Smith's correspondent was probably the Boston merchant George Erving, brother-in-law
of James Bowdoin, and a reluctant loyalist émigré with strong sympathies for the American
cause who lived in England from 1776 until his death in 1806. The account in Erving's
to Col. Smith given here places the contracting of William Smith Jr.'s debt to Erving
occurring in the early 1770s, when Col. Smith was still a student at Princeton. See